Questions, answered honestly

Yes, it is completely free to use. We never charge you anything to submit your information, talk to an advisor, or ask questions. There is also never any obligation to purchase an annuity or any other product.

We are paid a referral fee by the licensed advisor we connect you with, only if you choose to become their client. You never pay us directly, and the advisor’s fees and compensation (which are standard for any licensed insurance professional) are disclosed to you separately as part of any product you consider.

We share your information with the one licensed North Texas advisor you are connected with through this site so they can contact you. We do not sell your information to third-party marketing lists or lead-resale networks.

We serve North Texas and the Dallas-Fort Worth metro area, including Dallas, Fort Worth, Plano, Frisco, McKinney, Allen, Southlake, Flower Mound and Arlington. If you are nearby but do not see your city listed, submit your information anyway and we will tell you honestly whether we can help.

No. Submitting your information only connects you with a licensed advisor for a conversation. You decide whether anything they discuss is right for you, and you are never obligated to purchase an annuity or any other financial product.

An annuity is a contract with an insurance company. You give the company a lump sum or a series of payments, and in exchange it provides guarantees, such as a fixed interest rate, growth linked to a market index with downside protection, or a guaranteed income stream for life. The right type depends entirely on your goals, timeline and other savings.

Many retirees are weighing the choice between market-based growth and guaranteed income as they get closer to or into retirement, especially after volatile markets or a maturing CD that renews at a lower rate. An annuity is not right for every situation, which is exactly why we connect you with a licensed advisor instead of trying to sell you something ourselves.

You will speak with a Texas-licensed annuity and retirement-income advisor serving the North Texas area. This is a single, real advisor relationship, not a call center or a list sold to multiple companies.